Frequently Asked Questions

General Information

What types of insurance does First Global Integrated Insurance Agency (First Global) offer?

First Global specializes in non-life insurance, categorized into five main areas:

  • Marine: Marine Cargo, Merchandise Floater, Marine Hull, Freight Forwarder’s Liability
  • Solar: Operational All-Risks, Contractor’s All-Risks, Comprehensive General Liability
  • Business: Property, Warehouse, Group Personal Accident, Fidelity, Liability, Money/Securities & Payroll, Fleet, Cyber, Casualty
  • Personal: Motor, Travel, Personal Accident, Pet Care, Golf, Fire, Kasambahay Protect
  • Construction: Bonds & Suretyship, Contractor’s All-Risks, Erection All-Risks

Is First Global an insurance brokerage or an agency?

First Global is a duly licensed non-life insurance agency accredited by the Insurance Commission.

Who are First Global’s insurance partners?

We work with some of the top insurance providers in the country, including:

  • Pioneer Insurance & Surety Corporation
  • Paramount Insurance Life & General Assurance
  • Pacific Union Insurance Company
  • MAAGAP Insurance Inc.
  • Philbritish Assurance Company, Inc.
  • Malayan Insurance Company, Inc.
  • Standard Insurance Company, Inc.
  • Cocogen Insurance, Inc.
  • Alpha Insurance and Surety Corporation

Why should I work with an insurance agency instead of going directly to an insurance company?

First Global provides expert guidance, helping you choose the best coverage for your needs while ensuring a seamless experience. Our team negotiates competitive rates and assists with claims processing. Learn more on our Services page.

What is non-life insurance, and how is it different from life insurance?

Non-life insurance covers properties, businesses, and personal assets against risks such as fire, theft, natural disasters, and liability claims. Life insurance, on the other hand, provides financial protection to beneficiaries in case of the policyholder’s death.


Claims & Processing

How do I file a claim?

To report a claim, email info@firstglobal.ph or contact us at +63 88448288. You may also reach us via Viber at 09175898928.

What documents are required to file a claim?

It depends on your policy type. Check the specific insurance product page on our website for a detailed list of required documents.

How soon should I report a claim?

Claims should be reported as soon as possible. Ideally, within 7 days of the incident to avoid complications.

How long does it take to process a claim?

Claim processing times vary based on factors like claim amount, coverage, and investigation requirements. But don’t worry—we’ll keep you updated every step of the way.


Payments & Coverage

How can I pay my insurance premium?

We accept online bank transfers to our BPI account. Contact us for details.

Can I get a hard copy of my insurance policy?

Absolutely! We deliver within Metro Manila and Metro Cebu. For other locations, we send policies via courier services.

Does First Global serve clients outside Metro Manila?

Yes! First Global provides nationwide coverage across the entire Philippines, offering insurance solutions for individuals, groups, and businesses.

What factors affect my insurance premium?

Your premium depends on factors like coverage type, insured sum, risk exposure, claims history, and any add-ons you choose.

Can I customize my insurance coverage?

Yes! We can tailor policies to fit your specific needs. Just reach out, and we’ll help you put together the right coverage.

How do I renew my policy with First Global?

We’ll send you a renewal notice one month before your policy expires and guide you through the next steps.

What happens if I miss a premium payment?

First Global offers a maximum credit term of 90 days from the policy issuance date. If payment is not made within this period, the policy will be canceled. Our accounts team will follow up with you before that happens!

How do I update my policy details (e.g., address, beneficiary, insured value)?

Just send us an email at info@firstglobal.ph with your Policy Number, and we’ll process the changes.

Can I cancel my policy? How does the refund work?

Yes! To cancel, send an official cancellation request to info@firstglobal.ph. We’ll guide you through the refund process and calculate any earned premiums.


Consultations & Proposals

Where is First Global’s office located?

You can find us at 4/F Pac-Atlantic Centre, 2917 Finlandia St., Barangay San Isidro, Makati City, Philippines 1234.

How do I set an appointment with First Global?

It’s easy! Just email info@firstglobal.ph with your preferred date, time, and location. We can meet in person or virtually—whichever works best for you.

What does First Global specialize in?

While First Global offers a broad range of non-life insurance products, we specialize in Marine and Solar Insurance, setting us apart from other providers.

How quickly can I receive an insurance proposal?

Turnaround time varies depending on coverage type, insured sum, risk factors, and underwriting details, but we’ll get it to you as soon as possible.

Can I apply to become a sub-agent of First Global?

Yes! If you’re interested in joining us as a sub-agent, email info@firstglobal.ph, and we’ll provide details on our sub-agent program.


Motor Vehicle Insurance

What is the difference between comprehensive and third-party insurance for motor vehicles?

  • Comprehensive insurance covers damages to your vehicle, as well as third-party liabilities.
  • Third-party insurance only covers damages and liabilities caused to others but does not include coverage for your vehicle.

Business Insurance

Does First Global offer insurance for small businesses and startups?

Yes, First Global provides insurance solutions tailored to small businesses and startups. Coverage includes property insurance, liability insurance, cyber insurance, and more.


Need more help? Reach out anytime—we’re happy to assist!

What types of insurance does First Global Integrated Insurance Agency (First Global) offer?

First Global specializes in non-life insurance, categorized into five main areas:

  • Marine: Marine Cargo, Merchandise Floater, Marine Hull, Freight Forwarder’s Liability
  • Solar: Operational All-Risks, Contractor’s All-Risks, Comprehensive General Liability
  • Business: Property, Warehouse, Group Personal Accident, Fidelity, Liability, Money/Securities & Payroll, Fleet, Cyber, Casualty
  • Personal: Motor, Travel, Personal Accident, Pet Care, Golf, Fire, Kasambahay Protect
  • Construction: Bonds & Suretyship, Contractor’s All-Risks, Erection All-Risks

Is First Global an insurance brokerage or an agency?

First Global is a duly licensed non-life insurance agency accredited by the Insurance Commission.

Who are First Global’s insurance partners?

We work with some of the top insurance providers in the country, including:

  • Pioneer Insurance & Surety Corporation
  • Paramount Insurance Life & General Assurance
  • Pacific Union Insurance Company
  • MAAGAP Insurance Inc.
  • Philbritish Assurance Company, Inc.
  • Malayan Insurance Company, Inc.
  • Standard Insurance Company, Inc.
  • Cocogen Insurance, Inc.
  • Alpha Insurance and Surety Corporation

Why should I work with an insurance agency instead of going directly to an insurance company?

First Global provides expert guidance, helping you choose the best coverage for your needs while ensuring a seamless experience. Our team negotiates competitive rates and assists with claims processing. Learn more on our Services page.

What is non-life insurance, and how is it different from life insurance?

Non-life insurance covers properties, businesses, and personal assets against risks such as fire, theft, natural disasters, and liability claims. Life insurance, on the other hand, provides financial protection to beneficiaries in case of the policyholder’s death.

How do I file a claim?

To report a claim, email info@firstglobal.ph or contact us at +63 88448288. You may also reach us via Viber at 09175898928.

What documents are required to file a claim?

It depends on your policy type. Check the specific insurance product page on our website for a detailed list of required documents.

How soon should I report a claim?

Claims should be reported as soon as possible. Ideally, within 7 days of the incident to avoid complications.

How long does it take to process a claim?

Claim processing times vary based on factors like claim amount, coverage, and investigation requirements. But don’t worry—we’ll keep you updated every step of the way.

How can I pay my insurance premium?

We accept online bank transfers to our BPI account. Contact us for details.

Can I get a hard copy of my insurance policy?

Absolutely! We deliver within Metro Manila and Metro Cebu. For other locations, we send policies via courier services.

Does First Global serve clients outside Metro Manila?

Yes! First Global provides nationwide coverage across the entire Philippines, offering insurance solutions for individuals, groups, and businesses.

What factors affect my insurance premium?

Your premium depends on factors like coverage type, insured sum, risk exposure, claims history, and any add-ons you choose.

Can I customize my insurance coverage?

Yes! We can tailor policies to fit your specific needs. Just reach out, and we’ll help you put together the right coverage.

How do I renew my policy with First Global?

We’ll send you a renewal notice one month before your policy expires and guide you through the next steps.

What happens if I miss a premium payment?

First Global offers a maximum credit term of 90 days from the policy issuance date. If payment is not made within this period, the policy will be canceled. Our accounts team will follow up with you before that happens!

How do I update my policy details (e.g., address, beneficiary, insured value)?

Just send us an email at info@firstglobal.ph with your Policy Number, and we’ll process the changes.

Can I cancel my policy? How does the refund work?

Yes! To cancel, send an official cancellation request to info@firstglobal.ph. We’ll guide you through the refund process and calculate any earned premiums.

Where is First Global’s office located?

You can find us at 4/F Pac-Atlantic Centre, 2917 Finlandia St., Barangay San Isidro, Makati City, Philippines 1234.

How do I set an appointment with First Global?

It’s easy! Just email info@firstglobal.ph with your preferred date, time, and location. We can meet in person or virtually—whichever works best for you.

What does First Global specialize in?

While First Global offers a broad range of non-life insurance products, we specialize in Marine and Solar Insurance, setting us apart from other providers.

How quickly can I receive an insurance proposal?

Turnaround time varies depending on coverage type, insured sum, risk factors, and underwriting details, but we’ll get it to you as soon as possible.

Can I apply to become a sub-agent of First Global?

Yes! If you’re interested in joining us as a sub-agent, email info@firstglobal.ph, and we’ll provide details on our sub-agent program.

What is the difference between comprehensive and third-party insurance for motor vehicles?

  • Comprehensive insurance covers damages to your vehicle, as well as third-party liabilities.
  • Third-party insurance only covers damages and liabilities caused to others but does not include coverage for your vehicle.

Does First Global offer insurance for small businesses and startups?

Yes, First Global provides insurance solutions tailored to small businesses and startups. Coverage includes property insurance, liability insurance, cyber insurance, and more.

Didn't Find What You're Looking For?

If your question isn't listed above, feel free to submit it to us.
We're here to help and continuously update our FAQs based on your feedback.






    Didn't Find What You're Looking For?

    If your question isn't listed above, feel free to submit it to us. We're here to help and continuously update our FAQs based on your feedback.